Employees’ Provident Fund Organisation (EPFO), the retirement fund body, allows subscribers to withdraw money from their Employees’ Provident Fund (EPF) corpus. In order to ensure the timely credit of the fund withdrawn, subscribers must have the correct bank account in the records. Incorrect bank details can lead to failure of credit transactions.

In case if subscribers have incorrect details, the same can be rectified through EPFO’s unified portal.

Since the introduction of the Universal Account Number (UAN) in 2014, all processes related to the EPF have been made easier. The UAN, which is a 12 digit unique code, links the PF accounts of members and help them in managing their account online.

The retirement fund body, via its Twitter handle, had also asked members to provide the correct bank account details or to update their bank account details for timely credit of EPF funds at the time of withdrawal.

To change one’s bank account attached with the EPFO, the EPFO member needs to log in at the EPFO member portal — unifiedportal-mem.epfindia.gov.in/memberinterface/ and log in using one’s ID and password. After that, the EPF account holder needs to follow some simple steps that will help him or her change its bank account attached with the EPFO.

Here is the step by step guide for changing bank account number for PF withdrawal:

1] Log in at the EPFO member portal — unifiedportal-mem.epfindia.gov.in/memberinterface/;

2] Enter your Log-in ID and password on the home page;

3] Click at ‘Mange’ option;

4] Select ‘KYC’ option there in the drop-down;

5] Select ‘Documents’ and enter ‘Bank’;

6] Enter the bank account number and its IFSC code;

7] Click at ‘Save’ option in the bottom;

8] After saving the new bank details, it will show ‘KYC pending for approval’; and

9] Now submit the documents proof to your employers. Once your employer will verify your submitted documents, the ‘KYC pending for approval’ will change into ‘Digitally Approved KYC.’

Once the employer approved your submitted documents, you will also receive a text message from the EPFO for digital approval of your KYC.